Think of your dental benefits as a gift card with an expiration date, tucked in a drawer and easy to forget once the holidays arrive. For most dental plans, any benefits you have not used by December 31 do not roll over, so a quick check today can keep that coverage working for you.
At Naylor Family Dental and Implant Center, we love helping our Las Vegas neighbors turn their coverage into healthier, more confident smiles, from routine visits to dental implants. Our team handles insurance claim submissions as part of our patient care service, and we are happy to walk you through your benefits so nothing goes to waste.
How Dental Benefits Work at Year’s End
Dental insurance works differently than most people expect. Many plans pay a portion of your care up to a yearly limit, and many insurance companies set a December 31 deadline, which means unused benefits do not roll over for most dental plans. Some plans run on a different calendar, so it helps to check your plan document or ask your employer to be sure.
Here is the part that surprises people. According to the National Association of Dental Plans, only 2.8% of PPO dental plan participants reach or exceed their annual maximum, so plenty of people finish the year with coverage they were already paying for still unused.
Simple Ways to Use Your Remaining Benefits
You do not need a complicated plan to make the most of your coverage. A handful of small steps can go a long way, and these are good places to start.
- Schedule your cleaning and exam: Many plans cover preventive visits in full, so a professional teeth cleaning is an easy first stop.
- Ask us to check your coverage: Our team can help you understand what your plan covers and what you may still have left to use.
- Book care you have been putting off: Treatments such as dental crowns are simpler to fit in before the holiday rush.
- Start early on bigger treatment: Larger treatment plans, like dental implants, often happen in stages, so starting now gives us more time to map out your care around your coverage.
- Do not forget your FSA: Funds in a flexible spending account generally must be used by December 31, though some employers offer a grace period or limited carryover.
Each of these steps is simple on its own, and together they can turn a forgotten benefit into a healthier smile.
Why Dental Implants Belong on Your Year-End List
If you are missing a tooth, now is a wonderful time to start the conversation. A single tooth implant is one option we offer, and a consultation gives us time to learn your goals, review your coverage, and build a plan that fits. Coverage for implants varies from plan to plan, so we never want you to guess.
Three Options for Replacing a Full Set of Teeth
Missing most or all of your teeth? You deserve to know the whole picture. Dr. Brian Naylor offers three treatment options, from basic dentures to overdentures to all-on-4 implants, so you can choose what fits your life and your goals.
We believe in being honest about the differences. As Dr. Naylor says, “dentures are for smiling not eating,” which is why we encourage every patient to explore the full spectrum before deciding. Because we handle most of our work in-house, with 3D printers and milling units in our office, your care stays in one place.
Insurance, Financing, and Membership Options
We work hard to make dental care accessible for everyone. We maintain in-network partnerships with several major providers, including Delta Dental PPO, Cigna Dental, Aetna Dental, Guardian, Always Care, UFCW, and Unum.
If you need a little flexibility, we offer financing options through CareCredit, Proceed Finance, and Cherry, along with an in-house dental membership plan. Together, these options help you plan your care with confidence, even when insurance does not cover everything.
Schedule Your Visit With Naylor Family Dental and Implant Center
The end of the year does not have to feel like a countdown. With a little planning, you can use your benefits, protect your oral health, and head into January with a smile you feel good about. Led by Dr. Brian Naylor, who completed his dental education at Indiana University in 2017, our team treats you with the same care and attention we would give our own family.
New patients can take advantage of our $300 New Patient Special, which includes a thorough cleaning, comprehensive exam, and x-rays, in a calming and supportive atmosphere. Whether you are ready for a checkup or curious about dental implants, we are here to help, so contact our office and schedule your visit before the year runs out.
