Finding quality dental care through your Cigna dental insurance can feel overwhelming when you’re trying to understand network benefits and out-of-pocket costs. You want a provider who accepts your plan and delivers the level of care you deserve without surprise fees or confusing billing practices.
Naylar Family Dental and Implant Center is an in-network Cigna dental provider serving the Las Vegas area. Dr. Brian Naylor and his team work directly with Cigna to maximize your benefits and minimize your financial responsibility, handling all insurance claim submissions so you can focus on your oral health rather than paperwork.
Understanding Your Cigna Dental Benefits
Cigna dental insurance typically operates on a PPO structure, which means you have the flexibility to visit any dentist you choose. However, staying in-network with providers like Naylor Family Dental and Implant Center offers significant financial advantages.
In-Network Cost Savings
When you visit an in-network provider, Cigna has already negotiated reduced fee schedules, resulting in lower out-of-pocket costs for you. Most Cigna dental plans cover preventive services like routine cleanings and exams at 100%, meaning you pay nothing for these essential visits when you stay in-network. Basic procedures such as fillings often receive 70-80% coverage, while major services like crowns or root canal therapy typically receive 50% coverage.
Annual Maximum Benefits
Your Cigna plan also includes an annual maximum benefit, which is the total amount Cigna will pay toward your dental care in a calendar year. This maximum typically ranges from $1,000 to $2,000, depending on your specific plan. Working with an in-network provider ensures you get the most value from this annual maximum because negotiated rates stretch your benefits further.
Comprehensive Services Through Your Cigna Plan
At Naylor Family Dental and Implant Center, we provide a full range of dental services covered by your Cigna insurance. Preventive care forms the foundation of good oral health, and our team emphasizes regular check-ups to catch potential issues before they become costly problems.
Restorative and Cosmetic Options
When you need restorative work, we offer solutions such as dental crowns and bridges to restore function and appearance. For patients interested in improving their smile aesthetics, our cosmetic dentistry services include options like teeth whitening and clear aligners, though coverage for these treatments varies by plan.
Dental Implant Solutions
Dental implants are one of the most effective solutions for missing teeth, providing both functional and aesthetic benefits. While insurance coverage for implants varies, our team will review your specific Cigna plan to determine what benefits may apply to your implant treatment.
What Makes In-Network Care Different
Choosing an in-network Cigna provider, such as Naylor Family Dental and Implant Center, offers several practical advantages beyond lower costs. Our administrative team has established relationships with Cigna, which streamlines the claims process and reduces billing confusion.
Financial Protection and Transparency
In-network providers have contractual agreements that limit how much we can charge above Cigna’s payment. This means you’re protected from balance billing, where an out-of-network provider might bill you for the difference between their usual fees and what insurance covers. We verify your benefits before treatment begins, so you understand your financial responsibility upfront.
Pre-Authorization Assistance
Our team also stays current with Cigna’s coverage policies and pre-authorization requirements. For larger procedures, we handle the pre-authorization process with Cigna on your behalf, ensuring your treatment receives approval before we begin work. This proactive approach prevents claim denials and unexpected out-of-pocket expenses.
Maximizing Your Dental Insurance Benefits
Many patients don’t realize dental insurance benefits reset at the end of each calendar year. This means any unused portion of your annual maximum doesn’t roll over to the following year. Strategically planning your dental care allows you to use these benefits before they expire.
Strategic Treatment Planning
If you need multiple procedures, spreading them across two calendar years can maximize your benefits. Our team can help you create a treatment plan that considers your coverage timing. This approach ensures you receive the dental care you need while maximizing your Cigna benefits each year. Some Cigna plans also include additional benefits, such as orthodontic coverage or coverage for dental emergencies. Understanding all aspects of your specific plan helps you take full advantage of what Cigna offers.
Additional Payment Options for Las Vegas Patients
While Cigna covers a significant portion of many dental procedures, some treatments may require out-of-pocket payment. Naylor Family Dental and Implant Center accepts CareCredit, Proceed Finance, and Cherry to make dental care more accessible.
Flexible Financing Solutions
These financing options allow you to spread payments over time rather than paying everything upfront. We also offer an in-house dental membership plan for patients who want predictable dental costs. This plan complements insurance coverage and can help cover services that fall outside typical insurance benefits.
Clear Cost Estimates
For patients considering cosmetic procedures or full-mouth reconstruction, we provide detailed treatment estimates that break down insurance coverage and your expected financial responsibility. Understanding your coverage helps you make informed decisions about dental investments.
Choose Naylor Family Dental and Implant Center for Your Cigna Dental Care
As an established Cigna dental provider in Las Vegas, Naylor Family Dental and Implant Center combines quality care with insurance expertise. Dr. Naylor completed his dental education at Indiana University in 2017 and brings a patient-centered approach to every appointment. Our practice focuses on building long-term relationships with patients, helping you maintain optimal oral health through preventive care and timely treatment.
We understand dealing with dental insurance can be frustrating, which is why our team handles the administrative details. From verifying your benefits to submitting claims and following up on payments, we manage the insurance process so you can concentrate on your dental health. Ready to schedule your first visit and put your Cigna benefits to work? Contact our office today to book an appointment with our experienced team.
Insurance Friendly Office
We believe in making access to dental care seamless and simple. That’s why we’ll submit claims on your behalf as a courtesy, regardless of who your PPO provider is. We’re also in network with Aetna PPO, AlwaysCare, Cigna PPO and DPPO, Delta PPO, Guardian, UFCW, and Unium. If you have questions about your benefits, get in touch with us today to speak with one of our friendly insurance experts.
- Aetna PPO
- Always Care
- Cigna PPO
- Delta PPO
- Guardian
- UFCW
- Unum
$300 New Patient Special
Receive a thorough cleaning, comprehensive exam, and x-rays, all for one affordable price!
Cleaning
Comprehensive Exam
X-Rays
Flexible Financing Options
Can’t pay for your treatment all at once? No problem! We accept financing options through CareCredit, so you can pay at your own pace and get the treatment you need, when you need it.
- CareCredit
- Proceed Finance
$30 per month
Save on the care you need by joining our in-house membership plan!
- 2 Professional Cleanings
- 2 Regular Exams and Screenings
- Routine X-Rays
- 1 Panoramic X-Ray
- 1 Emergency X-Ray
- 1 Emergency Exam
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